Saving For Big Purchases

This is something that is always hard for me. Along the way, I find multiple things that I spend $20-$100 on that could have gone towards my big purchase, but instead I spend it on little things that aren't really more important than whatever it is I am saving towards. But spending those little amounts always makes saving for a long term, large purchase feel impossible. Here are a few tricks I have learned along the way that have helped me:

1. Write it down and put your goal where you all can see it. Pictures, charts, chain links, anything that will motivate you. 

2. Don't carry a credit card on you.

3. Automate the savings into a separate account so you aren't tempted to spend it.

4. Review weekly with your spouse and family so you keep focused on what you really want. 

5. Celebrate when you finally reached the goal. Set aside some extra above your savings amount to go to dinner or buy something you put off to meet your goal. 

For more help with your annual budgeting goals, check out my Level 2 Family Finance Planner at:



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