It is that time of year again where your company requires that you to put together your benefit package for the next year. Usually there are not too many options to pick from, but it can still be overwhelming.
I tried to put together a quick workbook that hopefully will help you figure out what options work best for you and your family.
The Family Finance Planner Workbook will help you review your expenses and help to create a more detailed budget. To help you fill out the pages relating to the annual budget, I created a video detailing how to use each of the pages relating to the Annual Budget.
I start at the beginning of the year and fill out my budget book. I have been doing this for 10+ years and it has evolved into the planners that I have created to share with you all. My husband and I sit down and work through our whole year in December. My husband used to hate this and now he sees how much it helps me to plan and actually have the funds set aside for all our big plans.
Toilet paper, makeup, diapers, wipes, toilet bowl cleaner... The list goes on and on. Use the repeat purchase planner to track how often you purchase some of the most common items in your household. Keeping track and estimating the cost of these purchases can relieve some strain off of your monthly groceries budget.
Planning and paying for children's activities can be an added stress in our already busy lives. Using this planner allows you to track the cost and the times that you pay for each activity.
Reviewing you quarterly spending can help you see patterns and help you and your spouse create future budgets based on previous spending. Make any adjustments going forward to your budget.
Having a planning meeting with your spouse to plan out your annual spending can help relieve some of the stress of unexpected expenses and making sure your money goes to where your family needs it most.
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